Getting Health Insurance

Why should you get health insurance? How will it help you save money? This section explains the benefits of getting covered and walks you through how to get started. Learn about the different types of plans as well as the different ways you might get insurance.

Topic Area: Getting health insurance coverage

I have a pre-existing condition. Can I get coverage?

Yes, you can get coverage! Now, because of the Affordable Care Act, insurance companies cannot deny you coverage or charge you more if you have pre-existing medical conditions such as back pain, diabetes, or cancer.

Once you have coverage and have paid for any deductibles, co-insurance or co-payments required, your insurance company cannot refuse to pay for treatment for a pre-existing medical condition.

You can find more information on HealthCare.gov: https://www.healthcare.gov/health-care-law-protections/.

6/10/2024

Was this answer helpful?