Topic Area:  

  • Getting health insurance coverage

I have a pre-existing condition. Can I get coverage?

Yes, you can get coverage! Now, because of the Affordable Care Act, insurance companies cannot deny you coverage or charge you more if you have pre-existing medical condition such as back pain, diabetes, or cancer.

Once you have coverage and have paid for any deductibles, co-insurance or co-payments required, your insurance company cannot refuse to pay for treatment for a pre-existing medical condition.

You can find more information on HealthCare.gov: https://www.healthcare.gov/health-care-law-protections/.

4/10/2018