Getting Health Insurance

Why should you get health insurance? How will it help you save money? This section explains the benefits of getting covered and walks you through how to get started. Learn about the different types of plans as well as the different ways you might get insurance.

Topic Area: Your options and why you need coverage

What will health insurance do for me?

Health insurance will help you pay for health care, and protect you financially in the case of illness or injury.

Financial protection in case of medical emergencies

Medical emergencies, like serious injuries from a fall or a heart attack, can be very expensive. Fixing a broken limb, emergency surgeries, or spending a night in the hospital can cost thousands of dollars. These costs can lead to significant debt or even bankruptcy without health insurance.

Preventive care

With health insurance, you will have access to regular check-ups and screenings. Learn more.

These can help detect health problems early that could become serious if left untreated. Without health insurance, these regular check-ups can be expensive.

Negotiated pricing

You receive the benefit of the insurance company's discounted pricing arrangements when you use the plan’s in-network providers. Learn more

Treatment for chronic illness

Health insurance will help you pay for treatment for chronic conditions like diabetes, heart disease, or arthritis. Your health plan may also provide resources to help you manage your chronic condition.


Was this answer helpful?