Out-of-Pocket Costs

Expenses for medical care that are not paid by your health insurance. These costs include deductibles, co-insurance co-insurance
The amount you pay for the cost of services after you pay any deductibles. Co-insurance is based on the negotiated rate between the insurance company and health care provider; it is not the provider’s charge. Co-insurance is typically a percentage and is limited by the out-of-pocket maximum or annual limit.
, co-payments for covered services, and any other costs for services that are not covered by your health plan. Out-of-pocket costs co-insurance co-insurance
The amount you pay for the cost of services after you pay any deductibles. Co-insurance is based on the negotiated rate between the insurance company and health care provider; it is not the provider’s charge. Co-insurance is typically a percentage and is limited by the out-of-pocket maximum or annual limit.
are also referred to as cost sharing.