A shift in health care where health plans, information and tools are designed to help educate and empower you to make more informed health care decisions. This type of health care promotes better access to information about the cost and quality of care of health care services from different providers. Consumer-driven health plans are typically sold as high deductible deductible
The amount your health insurance plan requires you to pay for health care services and supplies before they begin to pay. For example, if your deductible is $1,500, you are responsible for paying for all of the services and supplies you receive (except for any covered preventive services) until the amount you paid reaches $1,500. Once the deductible has been reached, your insurance company may pay for all of your health care expenses, or you may have to pay co-insurance, a percentage of the charges. If you have a high deductible health plan, you may be eligible for a Health Savings Account.
health insurance plans that are compatible with Health Savings Accounts, which shift more of the financial responsibility to the patient.