Balance billing occurs when your healthcare provider bills you for the difference between their charges for the service you received and the amount your insurance plan has set as the amount they will pay for that service. This happens when you use an out-of-network out-of-network
A facility, health care provider and supplier that does not have a contract with your health insurance plan to provide care to you. You will pay more for health care services received out-of-network than services received in-network.
provider.