Health insurance has systems in place to improve access to care and process the billing for the services. These systems include:
- Paying the provider directly instead of reimbursing you after you've paid the bill yourself.
- Ensuring that you receive the benefit of the insurance company's discounted pricing arrangements with the health care providers.
- Disease management programs that may help you manage a chronic, or long-lasting condition.
- Medical case management to assist with your medical treatment during and after a hospital stay.